http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-2.xsd
Bank risk management in developing economies
addressing the unique challenges of domestic banks
Bank Risk Management in Developing Economies: Addressing the Unique Challenges of Domestic Banks provides an up-to-date resource on how domestically-based banks in emerging economies can provide financial services for all economic sectors while also contributing to national economic development policies. Because these types of bank are often exposed to risky sectors, they are usually set apart from foreign subsidiaries, and thus need risk models that foreign-based banks do not address. This book is the first to identify these needs, proposing solutions through the use of case studies and analyses that illustrate how developing economic banking crises are often rooted in managing composite risks. The book represents a departure from classical literature that focuses on assets, liabilities, and balance sheet management, by which developing economy banks, like their counterparts elsewhere, have not fared well.
Cover; Title page; Copyright page; Dedication; Contents; Preface; Background; Overview and target audience; Structure and orientation of the book; Benefits to target audience; Unique selling points; Part I -- Background and Overview; Chapter 1 -- Risk, Uncertainty, and Banking Dynamics in Developing Economies; Learning focus and objectives; Expected learning outcomes; Overview of the subject matter; Distinguishing domestic banks from foreign banks subsidiaries; Realistically distinguishing domestic from foreign subsidiary banks; Conceptualizing and defining risk and uncertainty; Summary.
Questions for discussion and reviewReferences; Further readings; Chapter 2 -- Perspectives on Predisposition of Banking to Risk in Developing Economies; Learning focus and objectives; Expected learning outcomes; Overview of the subject matter; Common, but varying intensity of, proneness of banking to risk; Factors of general predisposition of banking to risk; Bank as Depository for Money; Cash as Bank Inventory; Insider Infidelity and Abuse; Money Dealing-Staking Other People's Money; Tendency to Overtrading; Taking on Financing and the Risks of Borrowers.
Incidence and Complexities of Banking FraudsGaps in Adoption of Rules of Best Practice; Social Glorification of Wealth; Mitigating the intensity of the risk-proneness of domestic banks; Summary; Questions for discussion and review; References; Part II -- Paradigm Shift, Concerns, and Insights; Chapter 3 -- Banking Revolution, Paradigm Shift, and Risk Management in Developing Economies; Learning focus and objectives; Expected learning outcomes; Overview of the subject matter; Anticipation, buildup, and dynamic of revolution in banking.
Welcome, skepticism, and concern about banking revolution in developing economiesCreation, nature, and dynamics of novel risks in banking revolution; Internet Fraud (General); Phishing; Cybercrime; Cards Fraud; Mechanisms of novel risks in banking revolution; Hacking into Computers and Databases; Cloning Smartcard Chips and Websites; Theft of Identities of Bank Customers; Mitigating risks of revolution in banking; Bank Management's Roles in Novel Risks Control; Customer Education; Security of Bank Websites; Encryption of Data and Files; Adoption of Unique Banking Codes; Summary.
Questions for discussion and reviewReferences; Chapter 4 -- Enterprise Risk Management-A Paradigm Shift and Applications in Banking; Learning focus and objectives; Expected learning outcomes; Overview of the subject matter; Managing risks in domestic and foreign subsidiary banks; Life cycle of risk management process in banking; Defining Risk Control Contexts; Identifying Potential Risks; Analyzing Risk Events and Issues; Mitigating Impacts of Risks; Monitoring and Feedback; ERM concept-a paradigm shift and applications in banking; ERM hallmarks and strict applications in banking.
Includes bibliographical references and index.