rdf-syntax-grammar
mods:
  schema location: http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-2.xsd
  title info:
    title: Open banking
  name:
    name part: Jeng, Linda
    role:
      role term: editor.
  type of resource: text
  genre: bibliography
  genre: Electronic books.
  origin info:
    place:
      place term: nyu
    date issued: 2021
    issuance: monographic
  language:
    language term: eng
  physical description:
    form: remote
    extent: 1 online resource
  abstract: "Consumers are growing more aware of the importance and value of the data they personally generate across industries and domains. Financial services is one such area where the link between one's personal data and its economic value is most clearly established, and consumers are beginning to agitate for and gain a measure of agency over their data. A study of the phenomenon of open banking provides a focused lens on the broader phenomena of data proliferation and data monetization. Thus, open banking and its related legal and economic issues along with policy ideas, such as consumer financial data rights, can serve as an interesting model for the broader policy discussion on general data rights. Open banking is a specific manifestation of the revolution of consumer technology in banking and will dramatically change not only how we bank but also the world of finance and how we interact with it. Since the United Kingdom along with the rest of the European Union adopted rules requiring banks to share customer data to improve competition in the banking sector, a wave of countries from Asia to Africa to the Americas have adopted various forms of their own open banking regimes. Among Basel Committee jurisdictions, at least fifteen jurisdictions have some form of open banking, and this number does not even include the many jurisdictions outside the Basel Committee membership with open banking activities. Although U.S. banks and market participants have been sharing customer-permissioned data for the past twenty years and there has been recent but limited policy discussions, such as the Obama administration's failed Consumer Data Privacy Bill and the Data Aggregation Principles of the Consumer Financial Protection Bureau, open banking is still a little-known concept among consumers and policymakers in the States. This book defines the concept of 'open banking' and explores key legal, policy and economic questions raised by open banking"--
  note: Linda Jeng.
  note: Includes bibliographical references and index.
  subject:
    topic: Banks and banking
    topic: Security measures
  subject:
    topic: Confidential communications
    topic: Banking
  subject:
    topic: Financial services industry
    topic: Security measures
  subject:
    topic: Banques
    topic: Sécurité
    topic: Mesures
  subject:
    topic: Banques
    topic: Secret professionnel
  subject:
    topic: Services financiers
    topic: Sécurité
    topic: Mesures
  subject:
    topic: Banks and banking
    topic: Security measures
  subject:
    topic: Confidential communications
    topic: Banking
  classification: HG1616.S37
  classification: 332.1028/9
  related item:
    title info:
      title: Open banking
    origin info:
      publisher: New York, NY : Oxford University Press, [2021?]
    identifier: (DLC) 2021023459
  identifier: 9780197582909
  identifier: 0197582907
  identifier: 9780197582893
  identifier: 0197582893
  identifier: 0197582885
  identifier: 9780197582886
  identifier: 9780197582879
  identifier: 2021023460
  identifier: http://proxy.library.tamu.edu/login
  record info:
    record content source: DLC
    record creation date: 210518
    record change date: 20260319184525.0
    record identifier: in00005720744
    language of cataloging:
      language term: eng