Credit intelligence & modelling : many paths through the forest of credit rating and scoring /

Credit Intelligence and Modelling provides an indispensable explanation of the statistical models and methods used when assessing credit risk and automating decisions.Over eight modules, the book covers consumer and business lending in both the developed and developing worlds, providing the framewor...

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Bibliographic Details
Main Author:	Anderson, Raymond A. (Author)
Format:	eBook
Language:	English
Published:	Oxford ; New York, NY : Oxford University Press, 2022.
Edition:	Second Edition.
Subjects:	Credit analysis. Credit scoring systems. Analyse de crédit. Évaluation par points (Crédit) Credit analysis Credit scoring systems Electronic books.
Online Access:	Connect to the full text of this electronic book

Table of Contents:

Credit intelligence
Predictive modelling overview
Retail credit
Business credit
Side histories
Credit - A Microhistory
The birth of modern credit intelligence
The dawn of credit scoring
Front-door
Back-door
Stats & maths & unicorns
Borrowed measures
Practical application
Predictive modelling techniques
Project management
Data acquisition - Observation
Data acquisition - Performance
Target definition
File assembly
Sample selection
Data transformation
Segmentation
Reject-Inference
Model training
Scaling and banding
Finalization.