http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-2.xsd
Major banks pay royalties to colleges and universities to allow them to come on campus and try to sell students on the advantages of having credit cards. Problems have arisen because many young people lack the maturity to handle large amounts of credit. Includes footage of Todd Stallkamp, an associate producer, who posed as a student to show how vendors operate on campus.