Personal finance for dummies /
| Main Author: | |
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| Corporate Author: | |
| Format: | eBook |
| Language: | English |
| Published: |
Hoboken, NJ :
John Wiley & Sons, Inc.,
[2019]
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| Edition: | 9th edition. |
| Series: | --For dummies.
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| Subjects: | |
| Online Access: | Connect to the full text of this electronic book |
Table of Contents:
- Intro; Title Page; Copyright Page; Table of Contents; Introduction; About This Book; Foolish Assumptions; Icons Used in This Book; Beyond the Book; Where to Go from Here; Part 1 Getting Started with Personal Finance; Chapter 1 Improving Your Financial Literacy; Talking Money at Home; Identifying Unreliable Sources of Information; Understanding the dangers of free financial content online; Recognizing fake financial gurus; Publishers pandering to advertisers; Jumping over Real and Imaginary Hurdles to Financial Success; Discovering what (or who) is holding you back.
- Developing good financial habitsChapter 2 Measuring Your Financial Health; Avoiding Common Money Mistakes; Determining Your Financial Net Worth; Adding up your financial assets; Subtracting your financial liabilities; Crunching your numbers; Interpreting your net worth results; Examining Your Credit Score and Reports; Understanding what your credit data includes and means; Obtaining your credit reports and score; Improving your credit reports and score; Getting credit report errors corrected; Knowing the Difference between Bad Debt and Good Debt; Consuming your way to bad debt.
- Recognizing bad debt overloadAssessing good debt: Can you get too much?; Playing the credit-card float; Analyzing Your Savings; Evaluating Your Investment Knowledge; Assessing Your Insurance Savvy; Chapter 3 Managing Where Your Money Goes; Examining Overspending; Having access to credit; Misusing credit cards; Taking out car loans; Bending to outside influences and agendas; Spending to feel good; Analyzing Your Spending; Tracking spending the "low-tech" way; Tracking your spending on "free" websites and apps; Chapter 4 Establishing and Achieving Goals; Creating Your Own Definition of Wealth.
- Acknowledging what money can't buyManaging the balancing act; Prioritizing Your Savings Goals; Knowing what's most important to you; Valuing retirement accounts; Dealing with competing goals; Building Emergency Reserves; Saving to Buy a Home or Business; Funding Kids' Educational Expenses; Saving for Big Purchases; Preparing for Retirement/Financial Independence; Figuring out what you need for retirement/ financial independence; Understanding retirement building blocks; Crunching numbers for your retirement; Making up for lost time; Part 2 Spending Less, Saving More.
- Chapter 5 Dealing with DebtUsing Savings to Reduce Your Consumer Debt; Understanding how you gain; Finding the funds to pay down consumer debts; Decreasing Debt When You Lack Savings; Reducing your credit card's interest rate; Understanding all credit-card terms and conditions; Cutting up your credit cards; Discovering debit cards: The best of both worlds; Turning to Credit Counseling Agencies; Beware biased advice at credit counseling agencies; Ask questions and avoid debt management programs; Filing Bankruptcy; Understanding bankruptcy benefits; Coming to terms with bankruptcy drawbacks.