Individual behaviors and technologies for financial innovations /
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| Format: | eBook |
| Language: | English |
| Published: |
Cham, Switzerland :
Springer,
[2018]
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| Subjects: | |
| Online Access: | Connect to the full text of this electronic book |
Table of Contents:
- Intro; Foreword; Preface; Acknowledgments; Contents; About the Editor; Contributors; List of Figures; List of Tables; Part I: Financial Innovation in the Personal Level; Chapter 1: Introduction: The Context of Financial Innovations; Technology and Financial Innovation; Methods and Fieldwork; Future Directions; Blockchain; Fintechs; Financial Networks; Social Impact of Financial Innovations; References; Chapter 2: Gender Differences and Automobile Insurance Acquisition; Background; Gender and Attitudes Toward Driving; Data and Variables; Analysis Strategy; Univariate Analysis
- Multivariable AnalysisRobustness Test; Concluding Remarks; Future Directions; References; Chapter 3: Economic Crisis and Saving Behavior; Savings; Determinants of Savings; Bowman Model Fundamentals et al. (1999); Impacts of the Crisis on the Propensity for Savings; Method; Data Collection and Description; Adopted Model Specification; Empirical Results; Descriptive Statistics; Binary Logistic Regression; Concluding Remarks; Directions for Future Research; References; Chapter 4: A Financial Literacy Model for University Students; Background; Method; Participants; Instrument; Models
- Data AnalysisResults; Conclusions; Future Research; Questions Related to Financial Attitude, Financial Behavior, and Financial Knowledge; References; Chapter 5: Credit Card and Financial Well-Being Among Females; Theoretical Background; Financial Self-Confidence; Parental Education and Modeling; Gender and Financial Behavior; Model; Data; Empirical Results; Structural Model; Comparison Between Brazil and the United States; Future Directions; References; Chapter 6: Income Distribution and Duration of Poverty-Level Employment; About the Income Distribution Program; Job Duration
- Data and ProcedureDescriptive Statistics; Survival Analysis; Results; Concluding Remarks and Future Directions; References; Chapter 7: Financial Literacy and Informal Loan; Strategy Employed to Evaluate Financial Literacy; Savings-Based Financial Products; The Capitalization Bond Rationale; Financial Literacy and Selecting Alternatives; Limitations About Capitalization Bond as Financial Literacy Proxy; Data and Variables; Empirical Model and Results; Concluding Remarks and Future Directions; References; Chapter 8: Credit Card Risk Behavior in a High Interest Rate Context; Background
- Data Collection and VariablesEmpirical Model; Exploratory Analysis; Logit Regressions; Concluding Remarks; Future Directions; References; Part II: Financial Innovation in the Small Business Level; Chapter 9: Geographic Distance and Reward Crowdfunding Donation; Background; Definition and Uses of Crowdfunding; Previous Studies and Hypotheses; Data Collection; Platform Studied; Model Estimation; Empirical Results; Geographic Distribution of Pledges; Concluding Remarks; Future Research; References; Chapter 10: Informal Financing of Chinese Entrepreneurs in a Western Environment