FinTech revolution : universal inclusion in the new financial ecosystem /
| Main Authors: | , |
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| Corporate Author: | |
| Format: | eBook |
| Language: | English |
| Published: |
Cham, Switzerland :
Palgrave Macmillan,
[2018]
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| Subjects: | |
| Online Access: | Connect to the full text of this electronic book |
Table of Contents:
- Intro; Preface: Level the Field; Contents; List of Figures; List of Tables; The Un-bank, Part I; 1 Ecosystem vs Egosystem and Revolution vs Evolution; Dinosaurs and Dynasties: The Financial Services Egosystem; Out of the Crisis?; Cultural Barriers to Transforming for the Ecosystem Economy; If Not Banks, What?; Digitising Banks; The Transition Is Beginning to Happen; What's Next for Financial Services?; Banking the Unbanked?; Small, Medium and Micro-Businesses; Investors; Evolution or Revolution?; Conclusion; 2 What's the Point of Banks?; What Are Banks for?
- Banking Services and Emerging AlternativesStoring Your Money and Letting You Spend It When You Want to; Storing Your Money for Longer with Restricted Access; Giving You Money for General Purposes, That You Promise to Pay Back; Giving You Money for Specific Purposes, That You Promise to Pay Back; Transferring Your Money Between People or Businesses; ID Authentication and Validation; Managing Your Portfolio and Placing Your Bets; Cash Management and Payroll; Increasing Shareholder Value; Conclusion; Enemies at the Gate; Developing Threats; Long Horizon
- 3 The Death and Resurrection of Capital MarketsA Capital Markets Primer; A Very Short History of Capital Markets; Debt and Equity; Primary and Secondary Markets; Participants; Regulation; Capital Markets and the Economy; Capital vs Money Markets; The Death of Capital Markets-The Paradigm Shift After the Next Crash; The Problem with Capitalism; Wealth of Communities vs Wealth of Markets; The Problem with Megacompanies; The Problem with Capital Market Economics; The Problem with the Real Economy; Bringing It Together
- The Resurrection of Capital Markets-Death of the Dinosaurs and Rise of the MammalsWhat's Next for Capital Markets?; ICOs, Crowdfunding, Microfinance, Community Coin, Direct Investment and the Evolution of Traded Products; Cryptocurrencies, Evolving Transactability of Value, Behaviour and Assets and the Move into the Ecosystem Economy; Platform Economies and the Dissolution of Bordered Value; The New Transparency; Conclusion; The Un-bank, Part II; 4 New Payments Landscape; The Old World; Payment Systems; Payment Instruments; Payment Schemes; Card Schemes; SWIFT; The New World
- The Movement of Whose Money?Near Future Trends: Exponential Payment Growth; The New Payments Landscape and Its Enablers; Payments Standards; Crypto Payments and Blockchains; Bitcoin; Mojaloop; Other Cryptocurrency Payment Solutions; Ethereum; Ripple; Stellar; A Convergence of Old and New; Rumours of Their Demise Are Exaggerated; Conclusion: Future (Im)Perfect; 5 Central Bank Digital Currencies and Cryptocurrencies; Central Banks and Cryptocurrencies; CBDC Opportunities; CBDC Benefits; Why Would Central Banks Issue Cryptocurrencies?; Developed Economies and CBDCs