APA (7th ed.) Citation

Burns, K., & Ullman, T. (2010). Using credit cards wisely: Take charge! Learning Seed.

Chicago Style (17th ed.) Citation

Burns, Kate, and Tracy Ullman. Using Credit Cards Wisely: Take Charge! Chicago, IL: Learning Seed, 2010.

MLA (9th ed.) Citation

Burns, Kate, and Tracy Ullman. Using Credit Cards Wisely: Take Charge! Learning Seed, 2010.