The annual report and oversight of the Office of Financial Research : hearing before the Subcommittee on Economic Policy of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Thirteenth Congress, second session, on reviewing the Office of Financial Research's annual report, discussing OFR's efforts, activities, objectives, and plans, and continuing its oversight of the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act, January 29, 2014.