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Securitization and Federal Regulation of Mortgages for Safety and Soundness
Discusses network of Federal mortgage regulators and impact of securitization on prudent mortgage underwriting. Reviews bank safety and soundness regulation and the limits of Federal agency guidance, Government-sponsored enterprises and Federal influence on non-bank underwriting, non-agency mortgage backed securities and weakening underwriting standards, and options for improving underwriting.
Record is based on bibliographic data in ProQuest U.S. Congressional Research Digital Collection (last viewed Dec. 2010). Reuse except for individual research requires license from ProQuest, LLC.
Library of Congress. Congressional Research Service.