APA (7th ed.) Citation

Smith, M. M., & Wachter, S. M. (2011). The American mortgage system: Crisis and reform. University of Pennsylvania Press.

Chicago Style (17th ed.) Citation

Smith, Marvin M., and Susan M. Wachter. The American Mortgage System: Crisis and Reform. Philadelphia: University of Pennsylvania Press, 2011.

MLA (9th ed.) Citation

Smith, Marvin M., and Susan M. Wachter. The American Mortgage System: Crisis and Reform. University of Pennsylvania Press, 2011.