The Fair Credit Reporting Act and issues presented by reauthorization of the expiring preemption provisions : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, first session, on the history, purpose, and function of the Fair Credit Reporting Act and provisions subject to the expiring preemption provisions specifically, the growing problems of identity theft, affiliate sharing practices, accuracy of credit report information, consumer awareness and understanding the credit granting process and addressing measures to enhance the act, May 20, June 19, 26, July 10, 29, and 31, 2003.