rdf-syntax-grammar
mods:
  schema location: http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-2.xsd
  title info:
    title: Financing smallholder agribusiness in Zambia
    sub title: an economic analysis of the ZATAC model
  name:
    name part: Mwanamambo, Brian Namushi.
    role:
      role term: creator
  name:
    name part: Salin, Victoria
    role:
      role term: thesis advisor.
  type of resource: text
  genre: bibliography
  origin info:
    place:
      place term: txu
    date issued: 2010
    issuance: monographic
  language:
    language term: eng
  physical description:
    form: electronic
    form: remote
    extent: 1 online resource.
  abstract: This study investigates the case of a Zambian institution providing credit for smallholder agribusiness commercialization and compares this lender's model with the major microfinance institutions, to identify specific mechanisms employed by the lender and how these have been adapted to suit seasonal agricultural production credit requirements. Econometric models are developed to examine the influence of key economic factors such as nominal and real interest rates, loan fees, and loan term on the supply of credit by the lender. Other important factors considered relevant in the lender's market include availability of contract markets for financed production and the type of borrower (cooperative or investor-owned agribusinesses). The study uses loan-level and firm-level loan data aggregated from an electronic loan database of individual loan files kept by the lender. Cross sectional data over three years (2005 ' 2007) are used in the study. The study finds that loan fees, loan term and availability of contract markets to borrowers are the key determinants of credit supply. In addition, the study finds that interest rates do not significantly influence the lender's credit supply decisions, a finding that is consistent with literature on credit rationing in markets with asymmetric information. The study finds no evidence of economies of scale benefit to the lender being passed along to borrowers through lower loan fees. The study contributes to the literature and development needs of agricultural lenders and smallholder agribusinesses in Zambia through the analysis of different factors that influence the lender's credit supply decisions.
  note: by Brian Namushi Mwanamambo.
  note: "Major Subject: Agricultural Economics"
  note: Title from author supplied metadata (automated record created 2010-03-12 12:08:51).
  note: Electronic resource.
  note: Master of Science Texas A&M University 2008 http://hdl.handle.net/1969.1/ETD-TAMU-2861
  note: Includes bibliographical references.
  note: Text (Thesis)
  subject:
    topic: Major agricultural economics
  subject:
    topic: Zambia
  subject:
    topic: ZATAC
  subject:
    topic: Microfinance
  subject:
    topic: Smallholder Commercialization
  subject:
    topic: Economics
  subject:
    topic: Agricultural Economics
  subject:
    topic: Agriculture
  subject:
    topic: Finance
  subject:
    topic: Agribusiness
  identifier: http://hdl.handle.net/1969.1/ETD-TAMU-2861
  record info:
    record content source: TXA
    record creation date: 100429
    record change date: 20151201150200.0
    record identifier: in00002567877