APA (7th ed.) Citation

Schwab-Pomerantz, C., Schwab, C., & Fields, A. (2002). It pays to talk: How to have the essential conversations with your family about money and investing (Library ed.). Books on Tape.

Chicago Style (17th ed.) Citation

Schwab-Pomerantz, Carrie, Charles Schwab, and Anna Fields. It Pays to Talk: How to Have the Essential Conversations with Your Family About Money and Investing. Library ed. Santa Ana, CA: Books on Tape, 2002.

MLA (9th ed.) Citation

Schwab-Pomerantz, Carrie, et al. It Pays to Talk: How to Have the Essential Conversations with Your Family About Money and Investing. Library ed. Books on Tape, 2002.

Warning: These citations may not always be 100% accurate.