APA (7th ed.) Citation

Zhu, S. (1994). The efficiency of U.S. agricultural banking. [publisher not identified].

Chicago Style (17th ed.) Citation

Zhu, Suzhen. The Efficiency of U.S. Agricultural Banking. [Place of publication not identified]: [publisher not identified], 1994.

MLA (9th ed.) Citation

Zhu, Suzhen. The Efficiency of U.S. Agricultural Banking. [publisher not identified], 1994.