The evaluation of beginning farmer program financing on Texas corn, cotton, and sorghum operations /

agriculture regardless of financing alternatives.

Bibliographic Details
Main Author: Moritz, Wendy Lee
Format: Thesis eBook
Language:English
Published: [Place of publication not identified] : [publisher not identified] ; 1994.
Subjects:
Online Access:Link to OAKTrust copy
Description
Summary:agriculture regardless of financing alternatives.
allowing them to achieve higher net income levels, ending net
availability of credit and reducing interest expense, thus
Brazos and Jackson County farm operations. Measures used to
Brazos and Jackson County operations by improving
capabilities. Many states have initiated beginning farmer
chances of survival greatly decrease making it difficult for
chosen to evaluate beginning farmer financing since it
commodity price levels may reduce profit margins to a level
conventional financing results under this scenario. When the
conventional financing. However, decreases in agricultural
credit for beginning farmers through lower-cost credit and
ending equity position, expected profitability, variation of
evaluate the financial performance of the various scenarios
expected profitability, loan performance, and probability of
failure. FmHA's special beginning farmer operating loan is
farmers having difficulty obtaining debt capital from
farms incur a decrease in the overall level of prices, their
financial assistance programs targeted towards potential
financial performance and chances of survival than with
FMHA and conventional financing are lower interest costs and
have restricted farmers' borrowing and repayment
include: expected ending equity position, variability of
incorporates common characteristics of the state programs and
Increased capital requirements and reduced profit margins
is applicable to Texas farmers. The main differences between
operating loan financing versus conventional lending on
option. The use of FMHA financing results in better
reduced principal obligations. The primary objective of this
simulation model, ARFSIM, is selected for use in the study.
study is to evaluate the effects of beginning farmer
survival are increased and overall performance improves.
survival. Two sensitivity analyses are also performed. When
that limits the sustainability of new entrants in production
the availability of funds. The recursive, whole-farm,
the operations are supported with non-farm income, chances of
the operations to be profitable under either financing
The results indicate that FMHA financing benefit both the
There are only slight differences between FMHA and
traditional sources. Such programs provide easier access to
worth levels, credit scores and greater probability of
Item Description:"Major subject: Agricultural Economics".
Vita.
Physical Description:xii, 103 leaves : illustrations ; 28 cm.
Also available online.
Bibliography:Includes bibliographical references.