rdf-syntax-grammar
mods:
  schema location: http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-2.xsd
  title info:
    title: Defining efficient commercial loan portfolios for regional and multi-regional lenders
  name:
    name part: Gerloff, Delton C.
    name part: 1953-
    role:
      role term: creator
  name:
    name part: Ellinger, Paul
    role:
      role term: degree committee member.
  name:
    name part: Harris, B. L.
    role:
      role term: degree committee member.
  name:
    name part: Knight, Thomas O.
    role:
      role term: degree committee member.
  name:
    name part: Knutson, Ronald D.
    role:
      role term: degree committee member.
  name:
    name part: Richardson, James W.
    role:
      role term: degree supervisor.
  name:
    name part: Texas A & M University
    role:
      role term: degree granting institution.
  type of resource: text
  genre: bibliography
  genre: Academic theses
  origin info:
    place:
      place term: xx
    date issued: 1992
    issuance: monographic
  language:
    language term: eng
  physical description:
    form: print
    extent: xi, 97 leaves : illustrations, maps ; 28 cm
  abstract: During the 1980's many areas of the United States experienced financial stress which affected lending practices and portfolios. Some local borrowers were faced with closed or taken-over banks. Lenders were also faced with tradeoffs between various kinds of loans according to risk-return measures. The problems faced by the lenders became the focus of this study. To accomplish this study a methodology incorporating a mean variance (EV) model was used. Both a historical portfolio covering 1984-1990, and a projected portfolio covering 1991-1995 were estimated. These portfolios were estimated in each time period for three separate regions in Texas: Region 1 - Northern Plains of the Texas Panhandle; Region 2 - Southern Plains of the Texas Panhandle; Region 3 - Rolling Plains of Northwest Texas. A survey was also sent to lenders in the three regions of Texas to validate the projected portfolio findings. Results of the study indicate that the projected portfolio favors increased agricultural lending in the three regions of Texas, compared to the historical time period. The multiregional portfolio showed increased returns and decreased variances for Regions 1 and 2. For Region 3, returns in the multi-regional portfolio were similar, but Region 3's variances were lower. Survey results indicate a willingness of lenders in Regions 2 and 3 to change their agricultural portfolios.
  note: "Major subject: Agricultural Economics."
  note: Vita.
  note: Ph. D. Texas A & M University 1992
  note: Includes bibliographical references.
  subject:
    geographic code: n-us-tx
  subject:
    topic: Agricultural credit
    geographic: Texas
  subject:
    topic: Bank investments
    geographic: Texas
  subject:
    topic: Commercial loans
    geographic: Texas
  subject:
    topic: Investment analysis
  subject:
    topic: Major agricultural economics
  subject:
    topic: Agricultural credit
  subject:
    topic: Bank investments
  subject:
    topic: Commercial loans
  subject:
    geographic: Texas
  identifier: http://proxy.library.tamu.edu/login
  identifier: https://hdl.handle.net/1969.1/DISSERTATIONS-1449206
  related item:
    location:
      url: http://proxy.library.tamu.edu/login
  related item:
    location:
      url: https://hdl.handle.net/1969.1/DISSERTATIONS-1449206
  record info:
    record content source: TXA
    record creation date: 941122
    record change date: 20220103134905.0
    record identifier: in00001212315
    language of cataloging:
      language term: eng