http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-2.xsd
Offers guidance and practical advice on coping with a shortage of money and taking positive steps to change that situation, discussing such aspects as making a budget, dealing with peer pressure, getting a job, and finding money for college.
Includes bibliographical references (pages 131-132) and index.